![]() ![]() Compare prices for car, rental, and homeowners insurance, and utility providers. If your monthly spending is getting out of hand, now is a good time to price shop. By using promo codes and coupon codes found in coupon apps, you can reduce the amount you pay at checkout. You may be able to spend less the next time you shop in-store or online. You can use budgeting apps to see where your money is going and as you learn more, you can adjust your spending habits to reduce unnecessary purchases. If you don't track your spending, you may be spending too much money. Many people have no idea how much they spend every month. ![]() If you're a budgeting newbie, check out this first-time budgeting guide. As you learn to set and follow spending limits, you may be able to free up some of your income to make room for other expenses. Budgeting is a great way to manage your money. Here are some tips that can help you spend less money each month: How does your monthly spending compare to that of the average American household? There may be ways for you to trim some of your expenses. It's worth noting that housing and transit costs can vary greatly depending on what part of the country you live in and your personal and financial situation. The average American household spends $2,603 per month on these expenses - just over half of their total monthly spending. These costs combined make up 50.9% of the average household monthly budget.Transit costs make up 16% of the average household monthly budget.Housing costs make up nearly 35% of the average household monthly budget.The average household spends $819 per month on transit costs.The average household spends $1,784 per month on housing costs.Transportation costs include vehicle purchases, insurance, gas and oil, maintenance and repairs, rental and lease fees, vehicle finance charges, and public transit costs. ![]() Housing and transit costs are the biggest expensesįor many individuals and families, essential expenses like housing and transportation take up a large part of their monthly budget.įor the purpose of the above survey, housing costs include shelter, utilities, furniture and appliances, household operational costs, and housekeeping supplies. ![]()
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